Application procedures & requirements


Qualification Criteria


  • 620 FICO or higher
  • Must have ACTIVE employment
  • No evictions in last 5 years
  • No ACTIVE/OPEN bankruptcies
  • No collections from previous landlords/apartments/property managers
  • No utility collections (gas, water, electricity, sewer, trash, cable)
  • If you have been at your current job for less than 1 year, you may be required to pay an additional Deposit
  • VERIFIABLE gross combined income must meet or exceed 3 times the monthly rent amount. (i.e rent is $2,000, your gross combined income must meet or exceed $6,000 monthly)
  • We will require, but not limited to, 2 months of most recent pay stubs, 2 months of most recent bank statements, mortgage statements (for any home you currently own, but are not occupying), and verification of employment.
  • ATTN SELF-EMPLOYED APPLICANTS: Just as in applications for home mortgages, self-employed borrowers are subject to additional and varied scrutiny to verify consistency and longevity of income. This may include, but is not limited to 2 years of Tax Returns, current Profit and Loss Statement (YTD or Longer), bank statements proving income/deposits, and additional verifications.
  • RENTAL HISTORY: We must be able to verify your rental history within the last 5 years. You must provide the name, phone number, and email for the legal HomeOwner and/or management company.
  • Decision is based on and not limited to the following factors: credit score, credit history, length of employment and history, income, current and previous rental history, criminal background check, pet criteria, debt to income ratio and rent to income ratio.